FAB Reports Group Revenue of $7.53 Billion In 9M-2025
First Abu Dhabi Bank (FAB) on Wednesday said that its Group revenue was $7.53 billion and a net profit was over $4.36 billion, up 16% and 24% y-o-y, respectively, reflecting strong momentum for the first nine months of the year.
The strong balance sheet momentum was driven by consistent growth across assets, loans and deposits, supported by expansion in the UAE and key corridor markets, FAB said in a disclosure with Abu Dhabi Securities Exchange (ADX) this morning.
While the total assets crossed $380 billion, recording a growth of 14% year-to-date (YTD), the deposits stood at $230.91 billion, the loans and advances were $162.29 billion and the operating income was $7.53 billion.
Of the total assets, 68% amounting to $255.68 billion were in the UAE, the remaining 120.90 billion were across the world, the bank said.
FAB Group CEO Hana Al Rostamani said that across the franchise, the bank continued to deliver on its priorities, deepening client relationships, diversifying revenue streams, and deploying capital efficiently to drive sustainable growth and returns.
The bank also enhanced its international footprint and deepened position as a trusted banking partner in global trade and investment flows, she said.
“As we advance our strategic expansion in Europe, Turkey, Nigeria, and open a new branch in India, we continue to strengthen FAB’s role as the leading corridor bank across key geographies,” Rostamani averred.
The bank’s AI adoption journey is advancing rapidly, generating measurable impact across the Group and reinforcing FAB’s leadership at the forefront of intelligence-driven innovation. By integrating advanced technologies across FAB’s operations, they were redefining how they serve the clients, driving efficiency, agility, and long-term value, she said.
“FAB remains strongly positioned to capitalise on both global trade flows and the UAE’s expanding economic landscape and diversification agenda. We remain focused on delivering sustainable value to our stakeholders and connecting our clients seamlessly to growth opportunities as the UAE’s global bank,” she said.
Strong Set of Results
The bank’s Group Chief Financial Officer Lars Kramer said that FAB’s Q3 performance marked another strong set of results, with net profit up 21% y-o-y to $1.47 billion. FAB remained fully engaged in supporting our clients across all segments, maintaining strong momentum in lending, transaction volumes, and deposit flows.
Client flow activity also remained healthy in a period of moderate market volatility compared with the second quarter of 2025. All business divisions delivered record revenue, driven by effective balance sheet deployment and growth in fee-based businesses supporting an enhanced revenue mix, while interest margins remained resilient, he said.
He said that the bank’s capital and liquidity position remain comfortably above regulatory requirements, with a CET1 ratio of 13.7% and LCR of 158%, enabling them to pursue FAB’s strategic priorities from a position of strength.
He added: “We continued to diversify funding sources and advance our innovation agenda, executing landmark transactions including our inaugural Blue Bond, the first of its kind from a GCC bank, and our first Low Carbon Energy Bond, at the tightest spread of any other bank in the CEEMEA region.”
