Banks

NBQ Reports Impressive Growth in 2024

The National Bank of Umm Al Qaiwain (NBQ), on Saturday said that it has achieved a net profit before tax of $149.95 million for the year ended 31 December 2024, which was 10% higher than the profit of $136.84 million recorded for 2023.

The Bank registered a 38% y-o-y increase in its net profit for entire 2023 and this milestone not only highlighted NBQ’s financial strength but also underscored its unwavering commitment to delivering value and excellence to its stakeholders.

In a regulatory filing with Abu Dhabi Securities Exchange (ADX) this morning, the bank said that its net profit after tax stood at $137.77 million in 2024. The total revenue reached $297.17 million and operating income for 2024 reached $178.45 million.

The cost to income ratio stood at 21.53% reflecting the Bank’s operational efficiencies and disciplined cost management, NBQ said in the disclosure.

Liquidity

The Bank has maintained high liquidity with Eligible Liquid Assets Ratio of 22.47 % as of December 2024. The Bank has a healthy Capital Adequacy Ratio (CAR) as well as Tier 1 ratio at 36.7% and 35.57% respectively as of 31 December 2024.

Following a prudent policy of balancing growth and profitability, total assets stood at $14.87 billion as of 31 December 2024, the customer net loans and advances were around $2.12 billion and customer deposits stood at $3.11 billion. The shareholders’ funds reached $1.63 billion as of 31 December 2024, the bank said.

Global Business Magazine

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